Medicare Eligibility

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Currently, Medicare rebates for treatments are only permitted if the individual being treated has an underlying medical cause of infertility. Treatment involving surrogacy do not currently attract a Medicare rebate. Medical infertility can only be determined by a fertility specialist after an assessment. If your treating specialist provides a diagnosis of medical infertility, Medicare rebates can be claimed for Donor Sperm Artificial Insemination and IVF cycles, in addition to specialist fees. Without a diagnosis of medical infertility, the cost of treatment is not eligible for Medicare or Private Health rebates.


How the Medicare Safety Net Works

In addition to receiving the standard Medicare rebate for fertility treatment, you may also be eligible to receive the Medicare Safety Net rebate. The Medicare safety net is a scheme the Federal Government introduced whereby once you reach a certain amount of out-of-pocket expenses in a calendar year, Medicare will pay an additional refund.

Out-of-pocket expense is commonly referred to as the “gap” between the doctor/clinic fee and the standard Medicare rebate. Rainbow Fertility fees are classed as out of hospital, so they will count towards the Medicare safety net.  The Medicare Safety Net is not means tested, nor is a restriction placed on the number of treatment cycles patients can undertake in a calendar year.

Individuals are automatically registered on the Safety Net Threshold; however, there are benefits in registering as a couple/family. For more information and to check your registration status, access Medicare online services at or visit your nearest Medicare office.


Medicare Online

Medicare Online is available at Rainbow Fertility. This is a secure and convenient way for patients to claim their rebate without having to visit a Medicare office. Please contact your nearest Medicare office, or go online  to register your bank account details.


We have a dedicated and experienced team to provide you with guidance and support throughout the process. Feel free to contact our friendly team to discuss any questions you may have and learn more about the options available to you.




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    Rainbow Fertility has a responsibility to provide Assisted Reproductive Technology (ART) based on relevant state or federal laws and guidelines. All individuals/couples are encouraged to obtain their own legal advice regarding the relevant legislation applying to their circumstances.