No Upfront Fees Payment Plan – IVF

Baby sleeping 300x200Rainbow Fertility is pleased to offer a no upfront fees payment plan for Medicare-eligible patients to assist with the financial obligations of treatment.

The flexible payment plan allows patients to commence their IVF cycle, with payment delayed until the day of egg collection. On the day egg collection takes place, the Medicare claim is submitted online, resulting in rebates being paid back into your account within two to three working days.

To take advantage of this payment option, simply fill in a credit card authority form prior to the commencement of your IVF cycle.

The primary advantage of the no upfront fees initiative is that it minimises the amount of time patients are out of pocket for their treatment. Submitting the claim to Medicare on the same day as the credit card is debited results in patients only being out of pocket for two to three working days. Previously, the waiting time to receive a rebate could be up to 21 days.

For Medicare-ineligible patients, payment is required up front when first medication is collected.


Medicare Online

Medicare Online is available at all Rainbow Fertility clinics. This is a secure and convenient way for patients to claim their rebate without having to visit a Medicare office. Please ensure your bank account details are registered with Medicare so we can make a claim on your behalf. This can be done by contacting your nearest Medicare office or online at

The following step-by-step process will guide you through this convenient payment option.

  1. Register your bank account details with Medicare for online claiming through your nearest Medicare office or the Medicare website –
  2. Prior to collecting FSH medication, complete an authority to debit your credit card for the Rainbow Fertility IVF cycle fees. This document will be given to you at your initial financial quote with Rainbow Fertility or can be obtained from the Rainbow Fertility reception staff.
  3. On the day of egg collection your nominated credit card will be charged.
  4. On the same day the claim for your IVF cycle will be electronically transmitted to Medicare using a secure internet connection.
  5. Medicare rebates will be paid directly into your nominated savings or cheque account within two to three working days.


We have a dedicated and experienced team to provide you with guidance and support throughout the process. Feel free to contact our friendly team to discuss any questions you may have and learn more about the options available to you.

Call: 1300 222 623




Current as at 01.02.2016

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Rainbow Fertility has a responsibility to provide Assisted Reproductive Technology (ART) based on relevant state or federal laws and guidelines. All individuals/couples are encouraged to obtain their own legal advice regarding the relevant legislation applying to their circumstances.